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Why is the APR higher than the interest rate?

January 21, 2022 By Tom Johnson

Annual percentage rate is a calculation to accurately reflect the cost of the mortgage considering the note rate of interest, financing fees and charges based on the term of the mortgage. Annual percentage rate, APR, calculates the interest rate and loan fees over the life of the loan expressed as a rate.  A mortgage has… [Read More]

Filed Under: Mortgage Tagged With: Annual Percentage Rate

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