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What's Your Home Worth

An Easy Fix to Avoid a Flood in Your Home

January 30, 2022 By Tom Johnson

Do you remember if or when you have replaced your washing machine hoses?  Are they the original hoses and if so, how old is your washing machine?  It is recommended that washing machine supply hoses should be replaced every five to seven years. Washing machines, like all appliances, are expected to work and when they… [Read More]

Filed Under: Home Maintenance, Home Ownership

Think You Should For Sale By Owner? Think Again [INFOGRAPHIC]

December 29, 2021 By Tom Johnson

Some Highlights  For Sale By Owner (FSBO) is the process of selling real estate without the representation of a real estate broker or real estate agent. According to the National Association of Realtors’ Profile of Home Buyers & Sellers, 35% of homeowners who decided to FSBO last year did so to avoid paying a commission or fee. But,… [Read More]

Filed Under: Home Ownership, Home Selling, Home Value, Uncategorized

Paying Down Your Mortgage

December 15, 2021 By Tom Johnson

When the situation arises that you have a lump sum of cash to pay down your existing mortgage,  there may be different options available.  Prepaying principal on a fixed-rate mortgage shortens the term of the mortgage but the payment stays the same. Conversely, recasting a mortgage with a lump-sum principal payment lowers the principal and interest… [Read More]

Filed Under: Home Ownership, Mortgage

The Importance of Home Equity in Building Wealth

January 5, 2021 By Tom Johnson

Homeownership has always been the first rung on the ladder leading to household wealth. As Freddie Mac recently posted: “Homeownership has cemented its role as part of the American Dream, providing families with a place that is their own and an avenue for building wealth over time. This ‘wealth’ is built, in large part, through… [Read More]

Filed Under: Home Ownership, Money Matters

It’s Not Just About the Price of the Home

October 14, 2020 By Tom Johnson

When most of us begin searching for a home, we naturally start by looking at the price. It’s important, however, to closely consider what else impacts the purchase. It’s not just the price of the house that matters, but the overall cost in the long run. Today, that’s largely impacted by low mortgage rates. Low… [Read More]

Filed Under: Home Buying, Home Ownership, Market Information

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Recent Posts

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  • What’s Driving Today’s High Buyer Demand? [INFOGRAPHIC]
  • The Top Indicator if You Want To Know Where Mortgage Rates Are Heading
  • How Remote Work Impacts Your Home Search [INFOGRAPHIC]

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