People tend to fear what they don’t understand. Homeowners understand fixed rate mortgages and remember the horror stories of people who lost their homes because they could no longer afford them when their adjustable rate mortgages went up. Interest rates on fixed-rate mortgages have been so low for enough years, that borrowers haven’t even given… [Read More]
Emergency Ready Kit
The Federal Emergency Management Agency (FEMA) recommends that all Americans have some basic supplies on hand in order to survive for at least three days if an emergency occurs. It is recommended that the Home Emergency/Ready Kit should be assembled well in advance of an emergency. The concept is to be able to survive for… [Read More]
Homeowner Advisory
Homeowner Advisory – 2/15/2016 Similar to an annual wellness physical, homeowners should consider an annual review of the financial elements of their home. It’s particularly valuable based on the fact that their home and its equity is generally, one of their largest assets. Info You Need.png •List of similar properties recently sold and currently available… [Read More]
Remember to Get Your Annual Credit Report
You are probably aware that Federal law entitles you to a free copy of your credit report annually by each of the three credit bureaus: TransUnion, Experian, and Equifax. By regularly looking at each of these reports, you can determine if there are any errors on them and be aware of your credit worthiness. Instead… [Read More]
Realty Times – Week of 4 January 2016
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