There are many misconceptions about the credit score needed to buy a house. Recently, it was reported that 24% of renters believe they need a 780-800 credit score to be considered for a mortgage. The reality is they are misinformed! Only 25% of the Americans have a FICO® Score between 740 and 800. Here is… [Read More]
How Quickly Can You Save Your Down Payment?
Saving for a down payment is often the biggest hurdle for a first-time homebuyer. Depending on where you live, median income, median rents, and home prices all vary. So, we set out to find out how long it would take to save for a down payment in each state. Using data from HUD, Census and… [Read More]
5 Reasons Why Listing High is Sabotage
Wow, that house is priced way to high! That is a familiar quote I hear from buyers often. The end result? They move on to homes priced accordingly and realistically. As for the overpriced home, it sets on the market and goes through price decreases until someone finally makes an offer which can be lower… [Read More]
How’s the Market?
I get asked “how’s the housing market” all the time. There is no simple answer to this question. I hear others answer this simply by saying “its great”. That is not a 100% true statement. That statement could be true to the home seller who receives 10 offers above list price after the first day… [Read More]
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